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Life insurance is important to keep the family protected, mainly in those cases where the family depends economically on the income of the person who hires it. The main thing about life insurance is to protect the children and / or spouse and reduce the economic impact that occurs with the death of the policyholder.
The capital can be used to help with expenses necessary to face any of the situations that are contemplated in the policy and that we have suffered. Although a certain amount is received by the State in some cases, such as dependency and disability, in most cases it is not enough to help in the consequences of the situation.
in some cases they offer a guarantee when ending outstanding debts. Being the most common case the mortgage payment, it is possible that after our death or inability to continue working we have not yet finished paying off all the debts, in this case the most common is a pending mortgage. Continuing to receive money from the insurer will allow our family members to dedicate the money to these types of payments and forget about them permanently. In this way, they can allocate their own salaries in full to the well-being of the family, without the possibility that payments such as the mortgage will end up ending us.
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